Cyber Insurance: What can it cover?
- Liability claims arising from Computer hack or malware resulting in unauthorized access/denial of service/transmission of malicious code.
- Security breach — Defense/Cost of regulatory fines/penalties/notification
costs/identity monitoring. - Ransom demands (Cyber Extortion claims)
- Loss of Income — Downtime – Business Income loss
- Lost or corrupted data — cost to restore
- Financial loss due to fraudulent wire transfers
- Copyright/trademark infringement
- Negligence from content posted on website, blogs & Social Media
Harassment/discrimination/invasion of Privacy - MisuseViolation of Payment Card Industry Data Security Standard
No two policies are alike; you need to consult with an experienced insurance representative that is familiar with this type of insurance. Call us for information and guidance (732)-946-9300
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