Our Blog

  • Martin Luther King Jr Memorial

    14 Fascinating Facts about February

    February is the shortest month of the year (even in leap years, when it has 29 days instead of 28), but there’s no shortage of interesting facts about it. From weird holidays to astronomical oddities, this month has a bit of everything. So with a nod to what February is perhaps best known for—Valentine’s Day […]

    February 21, 2019

  • security camera in use

    Home security technology: Keeping you ahead of the burglars

    Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”—night watchmen who would literally walk around and check doors to make sure they were locked. The most advanced product at the time, according to the Electronic Security Association, was an […]

    February 7, 2019

  • Frozen Pipe Bursts Property Protection Insurance

    Preparing and Protecting your Property against Pipe Bursts: Frozen pipes cause some of the most common and costliest cold weather claims averaging about $18,000 per claim. Research shows that most claims occur when businesses are closed or unoccupied (i.g. due to storm closings). Protect your business by taking these important steps: Make sure heat is on especially […]

    January 30, 2019

  • paperwork

    Insurance terms, explained

    Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we […]

    January 24, 2019

  • Pollution Insurance for Contractors in NJ

    Pollution claims are not covered under General Liability insurance policies. You do not have to be an environmental contractor to be brought in on a pollution claim. Here are some claim examples: Excavation: A contractor accidentally ruptures an underground sewer line, septic or fuel tank and incurs emergency remediation costs to clean up the spill. […]

    January 23, 2019

  • Directors and Officers Liability Insurance in NJ

    Protection for board members, directors and officers: Directors and Officers (D&O) Liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. The insurance, which protects the company as […]

    January 23, 2019

  • Grandma's Pearls

    Looking at a new piece of jewelry? Make sure to look at your insurance, too

    Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or worse, a fire or some other disaster—also find out too late that they didn’t have enough insurance to replace their jewelry. Here’s […]

    January 9, 2019

  • Close-Up Of the Hand Holding the Light Bulb

    Is your home as efficient as it could be? An energy audit can tell you

    Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying—they also cost you money in decreased energy efficiency and higher bills. The U.S. Environmental Protection Agency’s Energy Star program estimates that homeowners can save 5% to 30% on annual energy costs by incorporating technologies […]

    December 29, 2018

  • male silhoutte with train

    The Dos and Don’ts of Holiday Travel

    Nobody really enjoys traveling during the holidays, do they? OK, you might if you’re going on vacation, or you’re visiting family in Hawaii or something. But for everyone else, it’s a slog—whether you’re battling airport crowds the Wednesday before Thanksgiving or fighting through highway traffic on Christmas Eve, getting anywhere can be a massive hassle. […]

    December 13, 2018