Category: Insurance Tips


  • recycle

    Three ways to lower your carbon footprint for Earth Day (and beyond)

    On April 22, the 49th annual Earth Day is expected to include more than 1 billion people in nearly 200 countries taking part in what the Earth Day Network calls “the largest civic-focused day of action in the world.” Since the first Earth Day in 1970 (which was connected to the passage of the Clean […]

    April 16, 2019

  • cleaning supplies

    Spring Cleaning Tips

    Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information. (And if you’re so tidy and organized throughout the year that spring cleaning isn’t a big chore for […]

    March 25, 2019

  • alarm clock

    Daylight Saving Time is also Daylight Safety Time

    In most places in the United States, March 10, is Daylight Saving Time, when clocks are moved forward one hour. We want to remind you it’s also a great time to improve your family’s safety. Be safe in your home Health and safety agencies often use the approach of Daylight Saving Time to remind people […]

    March 6, 2019

  • Martin Luther King Jr Memorial

    14 Fascinating Facts about February

    February is the shortest month of the year (even in leap years, when it has 29 days instead of 28), but there’s no shortage of interesting facts about it. From weird holidays to astronomical oddities, this month has a bit of everything. So with a nod to what February is perhaps best known for—Valentine’s Day […]

    February 21, 2019

  • security camera in use

    Home security technology: Keeping you ahead of the burglars

    Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”—night watchmen who would literally walk around and check doors to make sure they were locked. The most advanced product at the time, according to the Electronic Security Association, was an […]

    February 7, 2019

  • Frozen Pipe Bursts Property Protection Insurance

    Preparing and Protecting your Property against Pipe Bursts: Frozen pipes cause some of the most common and costliest cold weather claims averaging about $18,000 per claim. Research shows that most claims occur when businesses are closed or unoccupied (i.g. due to storm closings). Protect your business by taking these important steps: Make sure heat is on especially […]

    January 30, 2019

  • paperwork

    Insurance terms, explained

    Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we […]

    January 24, 2019

  • Pollution Insurance for Contractors in NJ

    Pollution claims are not covered under General Liability insurance policies. You do not have to be an environmental contractor to be brought in on a pollution claim. Here are some claim examples: Excavation: A contractor accidentally ruptures an underground sewer line, septic or fuel tank and incurs emergency remediation costs to clean up the spill. […]

    January 23, 2019

  • Directors and Officers Liability Insurance in NJ

    Protection for board members, directors and officers: Directors and Officers (D&O) Liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. The insurance, which protects the company as […]

    January 23, 2019