Our Blog

  • WHAT IS CYBER INSURANCE and what does it cover in NJ

    While the insurance buying public is familiar with Auto, Home and Life insurance – even if they don’t always understand the nuances – Cyber insurance is quite a different story.  Cyber insurance is still such a new insurance product and many clients don’t think they need it. However, the reality is that without cyber insurance, […]

    January 31, 2020

  • family stickers on car

    What to Consider When Choosing Auto Insurance

    Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an accident. And after an accident is not the time to find out you’re underinsured. When […]

    January 13, 2020

  • Danger Carbon Monoxide

    5 Carbon Monoxide Safety Tips

    Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to the U.S. Centers for Disease Control and Prevention. […]

    January 2, 2020

  • RV at sunset

    When Roadside Assistance Isn’t Enough

    If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in no time — and maybe with an amusing story to chuckle […]

    December 5, 2019

  • What is Employment Practices Liability Insurance?

    Employment Practices Liability insurance provides coverage to an employer against allegations made by former, current, or prospective employees for “wrongful employment acts.” Wrongful employment acts can range from discrimination allegations (sex, race, age, disability, HIV status, gender recognition, etc.), wrongful termination, failure to promote, various forms of harassment, hostile workplace, emotional distress, invasion of privacy, […]

    November 12, 2019

  • classic car

    How to Protect Your Classic Car

    The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got   it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang, the Corvette Stingray, and other iconic vehicles. Along with restoring them,   they blended modern features with classic car bodies […]

    October 28, 2019

  • Why You Might Want to Live Like a Minimalist

    Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the minimalist lifestyle. Wondering what the all the fuss is about? Let’s talk about some of the benefits of […]

    September 24, 2019

  • How to Ride Your Motorcycle Safely in a Group

    Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to spend time doing what you love. However, group riding has its own risks. This is especially […]

    August 21, 2019

  • POLLUTION LIABILITY INSURANCE FOR CONTRACTORS; WHY COVERAGE IS NEEDED!

    Most people do not realize that their General Liability insurance specifically excludes damages or injuries due to pollution. Pollution is defined as “any solid, liquid, gaseous, or thermal irritant or contaminant, including smoke, vapor, soot, fumes, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned, or reclaimed. “ Here are some claim examples […]

    August 21, 2019

  • school supplies

    It’s Back-to-School Time — Is Your House Ready?

    We’re not quite sure where summer went, but if you haven’t noticed, it’s already time to think about the new school year. And as you think about how to get your kids organized and ready, consider doing the same thing for something else — your home. It won’t just be good for you; in many […]

    August 1, 2019