April is tax season, so a lot of people are thinking about their finances these days. But if you’re like most people, you’re probably thinking in the short term: What’s my refund going to be—or how much do I owe? And what is that going to do to my monthly budget? It’s good to be […]
April 1, 2019
In most places in the United States, March 10, is Daylight Saving Time, when clocks are moved forward one hour. We want to remind you it’s also a great time to improve your family’s safety. Be safe in your home Health and safety agencies often use the approach of Daylight Saving Time to remind people […]
March 6, 2019
February is the shortest month of the year (even in leap years, when it has 29 days instead of 28), but there’s no shortage of interesting facts about it. From weird holidays to astronomical oddities, this month has a bit of everything. So with a nod to what February is perhaps best known for—Valentine’s Day […]
February 21, 2019
Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”—night watchmen who would literally walk around and check doors to make sure they were locked. The most advanced product at the time, according to the Electronic Security Association, was an […]
February 7, 2019
Preparing and Protecting Your Property against Slip and Fall Accidents: Slip and fall accidents can be very costly for any business, whether they involve your employees or someone else who is legally on your premises. During wintry weather, these accidents occur much more frequently and pose liability on the owner or tenant of the property. Some important […]
January 30, 2019
Preparing and Protecting your Property against Pipe Bursts: Frozen pipes cause some of the most common and costliest cold weather claims averaging about $18,000 per claim. Research shows that most claims occur when businesses are closed or unoccupied (i.g. due to storm closings). Protect your business by taking these important steps: Make sure heat is on especially […]
January 30, 2019
Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we […]
January 24, 2019
Pollution claims are not covered under General Liability insurance policies. You do not have to be an environmental contractor to be brought in on a pollution claim. Here are some claim examples: Excavation: A contractor accidentally ruptures an underground sewer line, septic or fuel tank and incurs emergency remediation costs to clean up the spill. […]
January 23, 2019
Protection for board members, directors and officers: Directors and Officers (D&O) Liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. The insurance, which protects the company as […]
January 23, 2019
Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or worse, a fire or some other disaster—also find out too late that they didn’t have enough insurance to replace their jewelry. Here’s […]
January 9, 2019